{"id":46,"date":"2026-09-15T17:00:00","date_gmt":"2026-09-15T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/joeannsellshomes-ca\/2026\/09\/15\/secondary-suites-can-lower-ontario-home-costs\/"},"modified":"2026-09-15T17:00:00","modified_gmt":"2026-09-15T17:00:00","slug":"secondary-suites-can-lower-ontario-home-costs","status":"publish","type":"post","link":"https:\/\/www.joeannsellshomes.ca\/blog\/2026\/09\/15\/secondary-suites-can-lower-ontario-home-costs\/","title":{"rendered":"Secondary Suites Can Lower Ontario Home Costs"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/joeann-chabrol\/secondary-suite-affordable-remotion-videos-61c8\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>In Ontario, buyers often add a secondary suite to narrow affordability gaps by living in one unit and using rent to offset mortgage costs.<br \/>\nFor established multi-unit homes, buyers can count at least half of rent to qualify. Owner-occupants with one added suite may count all gross rent.<br \/>\nOwner-occupants may also qualify with a much smaller minimum down payment than non-owner investors, which can make a multiplex purchase more accessible.<br \/>\nBefore converting, buyers should price mortgage, taxes, insurance, maintenance, vacancies, and renovation costs carefully, and update home insurance so coverage stays valid.<br \/>\nOntario generally allows up to 4 residential units on most lots without zoning changes, but permits, separate access, and local standards still require careful planning.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Ontario, buyers often add a secondary suite to narrow affordability gaps by living in one unit and using rent to offset mortgage costs. For established multi-unit homes, buyers can count at least half of rent to qualify. Owner-occupants with one added suite may count all gross rent. Owner-occupants may also qualify with a much [&hellip;]<\/p>\n","protected":false},"author":189,"featured_media":137,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-46","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/posts\/46","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/users\/189"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/comments?post=46"}],"version-history":[{"count":0,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/posts\/46\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/media\/137"}],"wp:attachment":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/media?parent=46"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/categories?post=46"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/tags?post=46"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}