{"id":89,"date":"2026-09-27T17:00:00","date_gmt":"2026-09-27T17:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/joeannsellshomes-ca\/2026\/09\/27\/canada-home-insurance-checks-before-buying\/"},"modified":"2026-09-27T17:00:00","modified_gmt":"2026-09-27T17:00:00","slug":"canada-home-insurance-checks-before-buying","status":"publish","type":"post","link":"https:\/\/www.joeannsellshomes.ca\/blog\/2026\/09\/27\/canada-home-insurance-checks-before-buying\/","title":{"rendered":"Canada Home Insurance Checks Before Buying"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/joeann-chabrol\/insurance-fine-print-7199\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Before buying in Canada, review policy exclusions carefully. Standard coverage may leave out flood, earthquake, mold, pest damage, and losses tied to deferred maintenance.<br \/>\nAsk a licensed agent to convert percentage deductibles into real dollars, so a lower premium does not hide out-of-pocket costs that strain savings.<br \/>\nStart insurance quotes once a Canada property becomes a serious option. Confirm roof terms, inspection requirements, repair conditions, and occupancy details before coverage is bound.<br \/>\nCondo and co-op buyers in Canada should read the building&#039;s master policy, especially the master deductible and any gaps that could trigger special assessments.<br \/>\nReview building age, roof and electrical condition, claims history, reserve studies, and board minutes early, then factor insurance costs into the final purchase decision.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Before buying in Canada, review policy exclusions carefully. Standard coverage may leave out flood, earthquake, mold, pest damage, and losses tied to deferred maintenance. Ask a licensed agent to convert percentage deductibles into real dollars, so a lower premium does not hide out-of-pocket costs that strain savings. Start insurance quotes once a Canada property becomes [&hellip;]<\/p>\n","protected":false},"author":189,"featured_media":181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-89","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/posts\/89","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/users\/189"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/comments?post=89"}],"version-history":[{"count":0,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/posts\/89\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/media\/181"}],"wp:attachment":[{"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/media?parent=89"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/categories?post=89"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joeannsellshomes.ca\/blog\/wp-json\/wp\/v2\/tags?post=89"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}